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A popular saying in the world of personal finance advises you not to be insurance-poor. The cost of insurance premiums can add up, but having insurance versus not having it can be the difference between a few bills that make you cringe and an outright financial disaster.  Meanwhile, another popular piece of personal finance wisdom…

Before you get a learner’s permit to learn to drive a car, you must study the traffic safety laws and demonstrate thorough knowledge of them. Downloading the document to study for the traffic law test is a rite of passage for many teenagers, as picking up the booklet from the DMV was for their parents….

If you have ever watched a courtroom drama or a reality show about legal cases, then you know about the importance of evidence. You will not have a strong case in court if it is simply your word against the other party’s. Of course, going to court is probably not the first thing you think…

Most people do not associate Arizona with bad weather; in fact, its friendly climate is one of the reasons that it is such a popular destination for retirement. Despite its image as a retiree’s paradise, like Florida but without the hurricanes or alligators, Arizona does have its own share of weather hazards. This is not…

As anyone who has taken a cross-country road trip on a motorcycle can attest, Arizona is one of the best places in the United States for bikers. The warm, dry climate means that the weather is almost always motorcycle-friendly. The even better news about motorcycle riding in Arizona is that the number of motorcycle accidents…

  Not having insurance can be financially ruinous, for example, if your house suffers major damage in a storm and you do not have homeowners’ insurance, or if you have to pay for even a minor surgery without health insurance. Although insurance can be a lifeline, it is often a lot of work to file…

Most accidental injuries are no one’s fault; no one could have foreseen or prevented them. Therefore, most accidents are not grounds for a lawsuit. Employers, however, almost always bear some sort of responsibility when their employees get injured at work. Therefore, businesses must carry workers’ compensation insurance in order to cover the costs of medical…

If your only information about the legal profession came from movies and television, you could easily think that lawyers always dress fancy and that they spend a big part of their work week in a courtroom, arguing cases in front of a judge. In real life, though, lawyers spend a lot more time outside the…

A professor of criminal justice used to do a class exercise with her students in which, during a lecture in the middle of the semester, the professor’s husband would enter the classroom and say that he needed to talk to her about something important. They would then leave the classroom together, and she would return…

When you learn to drive, you focus on how to avoid accidents. If you apply what you learned in Driver’s Ed, you can, in fact, avoid most accidents. You cannot, however, control what other drivers do, and sometimes it simply is not possible to avoid a collision. If you are involved in a car accident,…

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